You should expect to get regular emails from the sites, featuring special discounts, but they all promise you won’t get spammed by the participating retailers. Q: Can I expect to get more advertising spam? The cash you earned on that purchase will be deducted from your account. Most portals only guarantee cash back when you use the coupons on their site. With Rakuten, you can get your rewards paid in American Express points. The options vary by site, but include a check in the mail, direct deposit to a checking account or PayPal account or e-gift card. It’s different at every site, but typically monthly or quarterly, if you’ve reached the minimum amount required to get paid. Smarter Travel These five mistakes could blow your holiday travel budget THE NUTS AND BOLTS OF HOW CASH BACK PORTALS WORK Q: How often will I get paid? The retailer may limit what merchandise it sells through the portal, but if the link is there, it’s the same deal offered on the store’s website. Using the portal will not affect any discounts or sales promotions being offered on the retailer’s website. You just shop online as your normally would, and get notified automatically when coupons or cashback offers are available on that site. The well-known portals have mobile apps and offer browser extensions that make it easy to spot the deals. Then visit to compare all of your options - cash back, travel miles/points, credit card points and other rewards - offered by dozens of sites for that particular purchase. So if you’re really into stretching your budget, you’ll want to join a few of cash back sites. The rebates from Amazon and other major stores (such as Target and Walmart) are typically limited to certain departments, and the rebates may vary (e.g., 5 percent on clothing, 1 percent on makeup).ĭeals and affiliated retailers will vary from portal to portal. You won’t find some big-name retailers on these portals. “We're giving away free money, I don’t understand why everyone doesn't do this,” said Kristen Gall, president of Rakuten (formerly eBates), a well-known shopping portal with about 13 million members. The portal splits its commission - paid on the final price, excluding shipping, taxes, gift-wrapping or any other fees - with the member. “For those making purchases online for the holidays this is a no-brainer way to increase the rewards and the savings that you can get on those purchases.”Ī cashback portal gets paid a commission from an affiliated retailer every time a member clicks through an offer on its site and makes a purchase. “If you aren’t using one of these portals, you’re really leaving money on the table,” said Nick Ewen, senior editor at The Points Guy, who has a blog post on how to maximize your rebates. You can join for free and in most cases, you’ll get a sign-up bonus, typically $5-$10, for doing that. Rebates, Rakuten or RetailMeNot, and make that purchase using the portal. To claim your cash, you need to become a member of a cash back portal site, such as BeFrugal, CouponCabin, Mr.
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